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Population: 1,314,895
(Source: U.S. Census Bureau)
Uninsured: 136,000
(Source: U.S. Census Bureau)
Health Benefits Direct is a licensed insurance broker for New Hampshire health insurance policies. Click here to view our registration with the New Hampshire Office of Insurance (We're listed as HBDC). |
New Hampshire has the 41st highest number of uninsured in the U.S.
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Health Insurance News in New Hampshire
What If I've Been Denied a Health Insurance Claim?
Buying Individual Insurance Policies in New Hampshire
State regulation of individual health insurance differs greatly from state to state. For you, this means certain conditions or providers covered in one state may not be covered in another.
Each state has its own health insurance mandates. Those mandates require that insurance companies and health plans cover, or offer coverage for, certain conditions, benefits, providers and patient populations.
Here is a list of mandated and non-mandated conditions, covered persons and providers in New Hampshire:
(Source: Health Insurance Mandates in the States 2008¹, Council for Affordable Health Insurance. Last updated Jan 2008.)
| Mandated (Covered) Conditions |
Non-Mandated Conditions |
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Alcoholism
Birthing Centers/Midwives
Bone Marrow Transplants
Breast Reconstruction
Clinical Trials
Contraceptives
Dental Anesthesia
Diabetic Supplies
Drug Abuse Treatment
Early Intervention Services
Emergency Services
Hair Prostheses
Mammogram
Maternity
Maternity Stay
Mental Health General
Mental Health Parity
Off-Label Drug Use
Orthotics/Prosthetics
PKU/Formula
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Alzheimer's
Ambulatory Surgery
Ambulance Services
Anti-Psychotic Drugs
Autism
Blood Lead Poisoning
Blood Products
Bone Mass Measurements
Cancer Medications
Cervical cancer/HPV Screening
Chemotherapy
Chlamydia
Cleft Palate
Colorectal Cancer Screening
Congenital Bleeding Disorders
Diabetes Self Management
Habilitative Services
Hearing Aid
Home Health Care
Hospice Care
HPV Vaccine
In Vitro Fertilization
Kidney Disease
Long Term Care
Lyme Disease
Mastectomy
Mastectomy Stay
Minimum Hysterectomy Stay
Minimum Testicular Cancer Stays
Morbid Obesity Treatment
Neurodevelopment Therapy
Newborn Hearing Screening
Newborn Sickle-Cell Testing
Ostomy Related Supplies
Other Infertility Services
Ovarian Cancer Screening
Port-wine Stain Elimination
Prescription Drugs
Prostate Cancer Screening
Psychotic Drugs
Rehabilitation Services
Second Surgical Opinion
Smoking Cessation
TMJ Disorders
Well-Child Care
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| Mandated Covered Persons |
Non-Mandated Covered Persons |
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Adopted Children
Continuation/Dependents
Continuation/Employees
Dependent Students
Handicapped Dependents
Newborns
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Conversion to Non-Group
Grandchildren
Non-Custodial Children
Domestic Partners
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| Mandated (Included) Providers |
Non-Mandated Providers |
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Chiropractors
Marriage Therapists
Massage Therapists
Nurse Midwives
Nurse Practitioners
Optometrists
Oral Surgeons
Osteopaths
Pastoral Counselor
Podiatrists
Professional Counselors
Psychologists
Social Workers
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Acupuncturists
Chiropodist
Dentists
Denturists
Dieticians
First Nurse Assistant
Lay Midwives
Licensed Health Professional
Naturopaths
Nurse Anesthetists
Nurses
Occupational Therapists
Opticians
Pain Management Specialist
Pharmacists
Physical Therapists
Physician Assistants
Psychiatric Nurse
Public or Other Facilities
Speech or Hearing Therapists
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Although health insurance coverage for a particular condition or provider may not be mandated in your state, insurance carriers may still provide coverage for the condition or provider. Please keep in mind that major medical health insurance plans are subject to health underwriting and that mandates do not necessarily guarantee coverage. If you're not sure whether you could receive coverage, one call to Health Benefits Direct can help you determine if you're eligible to buy an individual health insurance policy in New Hampshire.
Health Benefits Direct provides free health insurance quotes on affordable health insurance plans for New Hampshire residents. We work with highly rated insurance carriers to deliver quality health insurance plans to families and individuals across New Hampshire.
¹Authors: Victoria Craig Bunce & JP Wieske
Please note that information contained on this page can change at any time. Consequently, while we seek to present as up-to-date information as possible, Health Benefits Direct in no way warrants the accuracy of the information.
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