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We make it easy to shop, compare and purchase medical insurance.
PacifiCare Life and Health Insurance Company


PacifiCare Life and Health Insurance Company


Health Benefits Direct markets insurance products on behalf of a number of highly rated insurance carriers, including PacifiCare Life and Health Insurance Company.

PacifiCare places its focus on you - the customer - by providing quality health plans, anchored with the resources necessary to help maintain a healthy lifestyle.

Pacificare Health InsuranceA proud member of the UnitedHealthcare family since 2005, PacifiCare can help its insureds with access to quality care from more than 525,000 physicians and 4,700 hospitals throughout 50 states and in four international markets. With more than 26 million customers, UnitedHealthcare’s buying power offers cost savings as well.*

Whether you’re a recent graduate, self-employed, or a family of four looking for coverage, PacifiCare offers a wide range of healthcare plans. From the lower premium costs of a high-deductible health insurance plan that can be paired with the tax advantages of a health savings account, to the lower out-of-pocket costs of a traditional health insurance plan, your plan choices are as varied as your individual needs.

In addition, PacifiCare gives you tools that may help you manage your health such as accessing medical information from a registered nurse or connecting to resources to help research a diagnosis.

At PacifiCare it’s healthcare coverage designed with you in mind.

PacifiCare products are either underwritten, administered, or provided by: American Medical Security Life Insurance Company, PacifiCare Life and Health Insurance Company (PPO plans in CA), PacifiCare Life Assurance Company (PPO plans in NV and OR) or PacifiCare of California (HMO plans in CA). Product availability, optional benefits and plan design vary by state.

Health Benefits Direct can help you determine if PacifiCare offers health insurance in your area, and our licensed insurance agents can help you review costs, benefits, and terms of various PacifiCare health insurance plans.


Please call us at 1-800-800-1303 to receive your
free PacifiCare insurance quote today!



*Network provider information accurate as of 1/2008.




37834-P-0408

Products are insured by PacifiCare Life and Health Insurance Company, 5995 Plaza Drive, Cypress, CA, 90630 (Indiana domiciled, CA certificate of authority number 5813), and administered by: American Medical Security Life Insurance Company, 3100 AMS Blvd., Green Bay, WI 54313, (Wisconsin domiciled, CA certificate of authority 08079).

This screen is intended only as general information. It presents only a brief overview of some of the standard benefits of the plan(s) shown. Optional benefits may be available for additional premium.

  • Before you apply, please use the link(s) provided to download and review the product information for a more complete explanation of benefits, exclusions (including any that may apply to preexisting conditions), limitations, terms under which the plan(s) may not be renewed or benefits may be reduced, and any state variations applicable to any of these items.
  • You must meet our eligibility requirements in order to become insured, which may include medical underwriting. There is no coverage until we inform you in writing that your application has been processed and approved.
  • To be considered for reimbursement, expenses must qualify as "covered expenses" under the policy, and are also subject to all other policy provisions, such as reasonable and customary limits, or whether or not they were necessary.
  • Estimated Premium shown is based on the information you provided, and is subject to change based on the plan you select, optional benefits you select (if any), and other factors. We shall exclusively determine the premium actually required, and the effective date of any coverage issued.
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